Anti-Spam Policy

Spam refers to any unrequested email termed as “junk mail” or UCE (Unsolicited Commercial Email). A majority of individuals have encountered unsolicited emails from unidentified senders in their email inboxes. We send emails solely to individuals who have explicitly given consent to be recipients, thereby conforming to standard permission-based email practices.

Our website adheres to a strict no-spam tolerance policy towards spam. Email sent from our end is contingent upon users completing an “opt-in” mechanism or expressly demonstrating interest in our offerings. We sollect email addresses via advertising, collaborative marketing ventures, and referrals. Our intent is to forge relationships with individuals eager to explore our offerings and voluntarily enroll for our content and communication.

All automated emails sent from our email service platform incorporate an “unsubscribe” option, which is automatically placed at the bottom of each email sent. Each email transmitted by our platform offers recipients the choice to “unsubscribe” ensuring they can opt out from any subsequent communication from our end at any time.

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ADA Website Accessibility and Limitation of Liability Disclaimer

Although we strive for complete and comprehensive accessibility on our website, limitations can occur. By using our site, users agree that, to the fullest extent permitted by applicable law, will not be held liable for any instances where the website may not be fully accessible, or for any indirect, consequential, exemplary, incidental, or punitive damages arising from the use or inability to use our site.

We acknowledge the importance of making digital content available and accessible to all users, including those with disabilities. In an ongoing effort to offer a website experience that respects and protects the rights of every visitor, we wish to clarify certain facets of our website’s accessibility features and underline specific areas where there might be limitations. It is an acknowledgment of the practical challenges that can occur.

We have taken measures to ensure that our website aligns with the Web Content Accessibility Guidelines (WCAG) as stated by the World Wide Web Consortium (W3C). The WCAG guidelines provide a solid foundation to create web content that is user-friendly for individuals with disabilities. We continuously strive to implement these standards wherever feasible.

Despite our genuine efforts to make every page and element of our accessible, certain content may not have yet been fully adapted to the strictest accessibility standards.

The reasons for these potential omissions can be multifaceted. The complexity of the content or specific technological features may not easily lend themselves to a readily accessible format. In other instances, the tools and technologies at our disposal may come with their inherent constraints. Additionally, the resources, both in terms of manpower and technological infrastructure, can sometimes limit the speed at which we can make these adaptations.

Our website may includes external links or embedded content from third-party platforms. We emphasize that we have limited control over the accessibility features or content of these third-party resources.

Your insights are pivotal to our ongoing efforts. If you experience any accessibility barriers, or have recommendations for improvement, please notify us using the email address at the bottom of this page.

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Copyright Notice

The materials presented on this website, inclusive of text, graphics, logos, designs, photographs, videos, and all other multimedia content, are under the stringent protection of copyright laws and remain the exclusive property of the website owner.

Under the governing laws of copyright, these proprietary materials are safeguarded against unauthorized reproduction, redistribution, modification, or any form of misuse that could infringe upon the rights of the original creator. This protection extends to the unique arrangement and overall presentation of content on this website, which embodies a creative expression in its own right. Unauthorized use of copyrighted materials can lead to significant legal penalties, and we are committed to enforcing our rights in cases of infringement.

Even derivative works, which are creations that might be “inspired” by or bear similarities to the original, can be a source of infringement if they closely mimic the original work without obtaining explicit permission. This principle extends to both direct reproductions and paraphrased versions of the original content.

Just because content can be easily copied doesn’t make it ethically or legally right to do so.

Any desire to reproduce, share, or modify the content in any manner must be pursued by seeking explicit written consent from us. Such permissions, when granted, will be subject to specific terms and conditions. If you find our content valuable and wish to utilize it in any capacity, we urge you to reach out to us directly.

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DMCA Compliance Policy

Our website respects the intellectual property rights of others and visitors to do the same. In accordance with the Digital Millennium Copyright Act (DMCA), a United States copyright law, we’ve established procedures for addressing claims of copyright infringement.

The DMCA, as a legislative act, provides a framework through which copyright owners can raise claims against unauthorized use of their content on digital platforms.

If you believe that any content hosted on our website infringes upon your copyright, it is essential to send a detailed notice to the email address listed on the bottom of this page. This notice should contain the following elements:

1) A physical or electronic signature of the person authorized to act on behalf of the owner of the copyrighted material.

2) A comprehensive description of the copyrighted work claimed to have been infringed, or if multiple copyrighted works, a list of such works.

3) Identification of the material claimed to be infringing, including specific location details on our website, ensuring that our team can locate the material swiftly.

4) Your contact information, including address, telephone number, and email address.

5) A statement asserting that you have a good faith belief that the use of the material in the manner described is not authorized by the copyright owner, its agent, or the law.

6) A statement, made under penalty of perjury, that the information in the notification is accurate, and you are authorized to act on behalf of the copyright owner.

Upon receipt of a DMCA notice, we will immediately initiate an investigation. If the claim holds, we will promptly remove or disable access to the content in question. In addition to taking action on the content, we may notify the content provider, member, or user, informing them of the removal or the disabling of access.

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Earnings Disclaimer

The materials and content contained within this website are intended for informational and educational purposes and should not be interpreted as any guarantee or promise of earnings or as financial advice.

While every effort has been made to accurately represent our products, services, and their potential, it’s important to understand that earning and income statements made by our website are estimates of what we believe you can potentially earn. There’s no guarantee that you will achieve these levels of income, and you accept the risk that earnings and income differ by individual.

The success of each individual depends on their background, dedication, desire, and motivation. Like any business endeavor, there’s an inherent risk of loss of capital and no guarantee that you will achieve any particular result. Any financial numbers referenced on our site, whether income or expense estimates, are illustrative and should not be taken as guarantees or promises.

Many external factors, ranging from the unpredictability of the internet to market conditions, global economic shifts, and unforeseen challenges, can impact one’s financial outcomes. While we base any forward-looking statements on our success, experience and current analyses, they are predictions and are subject to risks. Your actual results can differ dramatically due to a myriad of factors.

Often success in business and finance demands continuous learning, adaptation, and resilience in the face of challenges. While our content aims to guide and inform, the path to financial success remains a personal journey that requires individual effort.

Our website may contain references to past successes or past performance. However, past success is not a reliable indicator of future success. The business and financial realm is ever-evolving, and strategies that worked in the past might not necessarily be relevant or effective in the present or future.

Utilize caution when making business or financial decisions and only risk money that you can afford to lose. Seek advice from qualified professionals tailored to your personal situation before making any financial decisions. Our content is meant to complement, not replace, the advice of qualified professionals.

While we might provide testimonials, case studies, or examples of individuals who have achieved financial success using our methods or products they are not typical and cannot serve as a guarantee that you will achieve the same results. Every individual’s success depends on their effort, commitment, resources, and skills.

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FTC Disclaimer

In adherence to the guidelines laid down by the Federal Trade Commission (FTC) concerning the use of endorsements and testimonials in advertising, we want our visitors to be aware that some links on our site may be affiliate links, meaning that we may receive compensation if a purchase is made through such links. This does not result in any additional cost to you, the consumer.

The recommendations, reviews, and endorsements we make in our content are based on our own thorough research and genuine belief in the quality and utility of the products or services. Our experiences and outcomes with these products or services might be unique and may not be representative of what every consumer will experience. Every individual’s results or experiences may vary based on a multitude of factors.

While we strive to provide authentic and unswayed perspectives, the compensation we receive from certain partnerships may influence the advertising content, topics, or posts made on this website.

Any product claim, statistic, quote, or representation about a product or service should be verified directly with the manufacturer, provider, or relevant party. We encourage our visitors to conduct their own research and due diligence before making purchasing decisions based on the information or endorsements found on our website.

It’s essential for users to approach content, especially those containing endorsements or testimonials, with discernment. Know that while we aim to provide valuable and accurate insights, your individual circumstances, preferences, and needs should always guide your decisions.

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Language Translation Disclaimer

On our website, translations, whether conducted by automated tools or third-party services, aim to enhance accessibility. Visitors need to be aware of certain technological and structural limitations associated with this process.

Web browsers and translation technologies have limitations. Automated translation tools rely heavily on algorithms and pre-existing linguistic databases. These tools often miss the intricate nuances of human language due to algorithmic restrictions. Such tools are not equipped to handle idiomatic phrases, regional dialects, or evolving linguistic trends with absolute accuracy. Translations might occasionally lack context or offer interpretations that differ from the original intent.

Browser behavior can affect the translation process. Different browsers may interpret and display translated content in slightly varied manners, influenced by factors like browser version, plugins, or user settings. This can affect the readability or accuracy of the translated content.

The rapid pace of technological change means that users might encounter disparities in translation quality, depending on the tools or platforms in use.

Our website cannot guarantee the 100% accuracy of translations of our content. While we strive to offer the most accurate and clear content, there can be discrepancies. Users are advised to exercise caution and seek verification from a trusted linguistic source.

By accessing translated content on our website, users accept the risks associated with potential inaccuracies arising from technological limitations and browser behavior. We disclaim any responsibility for misunderstandings, decisions, or actions based on translated content.

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Link Lifespan Disclaimer

Link lifespan refers to the duration for which a particular hyperlink remains functional and directs users to the intended page or resource.

Websites get revamped, pages get restructured, businesses might go offline, and domains can change hands. As a result, a link that was once valid could lead to a “404 Not Found” error, redirect to a different page, website, or irrelevant content.

We provide numerous links—whether to external sites, reference materials, downloadable resources, or other parts of our own own website. Each link at the time has the intention of enhancing the user experience, providing additional information, or facilitating navigation. At the time of publishing or updating any content, we ensure the relevance, accuracy, and functionality of these links.

Given the sheer volume of content on our website and the frequency of external changes, monitoring the functionality of every single link in real-time is an impractical.

It’s essential for visitors to understand that while a hyperlink serves as a bridge to another piece of content, the stability and longevity of this bridge are not guaranteed. Visitors are encouraged to exercise discretion when following links.

It’s always a good practice to be aware of the domain you’re being redirected to and ensure that it aligns with your intended search.

Browsers or third-party tools might store older versions of web pages, leading to discrepancies between the live content and cached versions. In such scenarios, a link that has been recently updated or fixed on our website might still appear broken or redirect incorrectly when accessed through cached versions.

We disclaim responsibility for any inconvenience, confusion, or potential harm arising from non-functional or altered links.

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Mobile Usability Disclaimer

We are committed to providing all our users with an accessible and optimized experience across various devices. As a part of this commitment, we’ve developed a mobile-friendly version of our website to ensure that our content is available to users on all devices.

The mobile version of or website is designed to be more streamlined and adapted for smaller screens. As a result, certain elements, graphics, or features present on the desktop version might be adjusted, simplified, or excluded to enhance mobile usability.

Some functionalities and features that are accessible and operational on the desktop version might not be available or might work differently on mobile devices. This is done to ensure faster loading times, smoother navigation, and better overall user experience on mobile.

The way content is presented on mobile may differ from its desktop counterpart. While we strive to maintain consistency, the nature of mobile devices might necessitate content reorganization or resizing for optimal display.

The performance of the mobile version can vary based on the user’s device, its specifications, screen size, and the internet connection. We optimize for a broad range of devices, but discrepancies in display or performance can still occur.

We continually work to enhance the mobile experience and adapt to new technologies and user expectations. As such, the mobile version of our site may undergo frequent updates or modifications.

By accessing our website on a mobile device, you acknowledge and accept the variations and limitations mentioned above. We recommend users who wish to access the full range of our site’s features to do so using a desktop or laptop computer.

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Outdated Content Disclaimer

Visitors to our website are advised that while we strive to provide accurate and relevant content, the dynamic nature of information means that some data or perspectives presented on this website may no longer be current or universally applicable. It is possible for previously accurate content to become outdated or even obsolete over time.

There is inherent risks associated with acting upon outdated information. It is imperative for visitors to exercise due diligence and cross-check any information found on this website before making decisions or adopting any practices based on said information.

While we recognize the inherent value of preserving older content for reference or comparative purposes visitors should be cognizant of the publication dates, source materials, and any other indicators of the content’s age and relevancy. This website should not be the sole source of information for critical decisions but rather a part of a broader information-seeking process that includes more current and specialized sources.

Any content, be it advice, recommendations, or perspectives, that may have once been deemed appropriate might no longer align with today’s standards or best practices.

Our website does not assume responsibility for the real-time accuracy or relevancy of all its materials. We provide this content with the best intentions, but the ultimate responsibility for its application lies with the visitor. It is always recommended to consult with relevant professionals or trusted sources.

By choosing to engage with our website, you acknowledge the potential risks associated with outdated information and accept the responsibility for verifying the currency and relevancy of any data before its application.

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Privacy Policy

Your privacy is important to us. This policy aims to transparently outline how we manage, process, and store your personal information. By accessing or using our website, you ackowledge and consent to this Privacy Policy.

1. Information Collection and Usage

1.1 Direct Collection: When you register or interact with our website, you may provide personal information including, but not limited to, your name, email address, mailing address, and phone number.

1.2 Automatic Collection: As with most digital platforms, we collect data such as browser type, device type, IP address, pages visited, and duration of visit, through various technological tools like cookies and log files.

2. Cookies and Tracking Technologies

Cookies are files with small amounts of data, which might include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. We use cookies to collect, store, and track information for statistical purposes to operate and improve our website and services.

3. Purposes of Processing Data

We use the data we collect for several purposes including enhancing user experience, personalizing content and ad delivery, communicating with users, providing, maintaining, and improving our services, monitoring and analyzing user activity.

4. Third-Party Advertising and Ad Tracking

We collaborate with third-party advertising partners to display ads on our website. These partners may use cookies and web beacons to collect information about your activities to deliver targeted or personalized ads.

5. Affiliate Programs Disclosure

We participate in various affiliate marketing programs, which means we may get paid commissions on products purchased through our links to retailer sites. When you make a purchase using an affiliate link, we may earn a commission at no additional cost to you.

6. Data Security Measures

We take stringent measures to safeguard your data. These measures include the use of secure servers, firewalls, encrypted data storage, and SSL (Secure Socket Layers) when and where available.

7. Data Retention and Removal

We only retain your personal information for as long as necessary for the purposes outlined in this policy, or to comply with legal obligations. You can request that your data be deleted at any time, subject to certain legal exceptions.

8. Links to External Websites

Our website may contain links to external sites not operated by us. We strongly advise reviewing the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content or practices of these sites.

9. Policy Changes

We reserves the right to update or change this Privacy Policy at any time. Your continued use of the service after any changes indicates acceptance of those changes.

10. Disclaimer of Guarantee

While we strive to safeguard your information, no digital transmission or storage method is 100% secure. Hence, we cannot guarantee absolute security.

11. Age Restrictions

Our services are not directed towards individuals under 18 years of age. We do not knowingly collect or solicit personal information from anyone under the age of 18.

12. International Data Transfers

Your information, including personal data, may be transferred to—and maintained on—computers located outside your country, where data protection laws may differ. Your consent to this Privacy Policy represents your agreement to such transfers.

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Social Media Disclaimer

Our website may provide users the opportunity to interact, share, and post content through various social media platforms. These interactions, and any information or views expressed therein, are not representative of this website or its affiliated entities and are the thoughts and opinions of the individuals involved. While we encourage open dialogue and a diverse range of opinions, it’s important to note that posts, comments, and interactions by users are not verified, endorsed, or representative of the views of our website.

Visitors should exercise caution, discretion, and discernment, recognizing that social media is a public space and understanding the potential repercussions of online sharing. While we aim to moderate and oversee these interactions to ensure a safe and respectful environment, we cannot monitor every post or interaction, and responsibility ultimately lies with individual users for their actions, posts, and the potential consequences.

We may share links, articles, or posts from third-party sources on our social media channels. Sharing or promoting this content does not equate to our endorsement or verification of the information, views, or opinions contained therein. They are shared for informational, entertainment, or educational purposes and visitors should approach them with the same caution they would any online content.

We retain the right to remove any content we deem inappropriate, offensive, harmful, or in violation of any laws or our own internal policies. Visitors who repeatedly breach these guidelines or post content that is deemed harmful may be permanently blocked from interacting on our website.

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Terms and Conditions

Your access to and use of this website is conditional upon your acceptance of and compliance with these Terms and Conditions. By accessing or using our website, you agree to be bound by these terms. If you disagree with any part of the terms, then you do not have permission to access the website.

1. Use of the Site

This website is offered for your personal and non-commercial use only. You are prohibited from using this site for any unlawful purpose or to solicit others to perform or participate in unlawful acts.

2. Intellectual Property Rights

All content on this website, including text, images, graphics, and logos, is the property of our website and is protected by copyright, trademark, and other intellectual property laws. Unauthorized use of any content may violate these laws and is strictly prohibited.

3. User Conduct

Users are prohibited from posting any content that is offensive, defamatory, invasive of privacy, or otherwise harmful. Our website retains the right to remove any content and terminate user access without notice.

4. Links to Other Websites

Our website may contain links to third-party websites or services that are not owned or controlled by our website. We have no control over and assume no responsibility for the content or practices of any third-party sites. You acknowledge and agree that our website is not liable for any loss or damage caused by your use of any third-party website.

5. Disclaimers

The information on this website is provided “as is” without warranties of any kind. Our website does not warrant the accuracy, completeness, or reliability of any content provided on this site. Your use of the website is at your sole risk.

6. Limitation of Liability

In no event shall our website be liable for any indirect, consequential, incidental, or punitive damages arising out of your access to or use of the website.

7. Termination

We may terminate or suspend your access to our website immediately, without prior notice, for any reason whatsoever, including, without limitation, if you breach the Terms and Conditions.

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User Data Control & Browser Settings

In response to growing concerns about personal data, we would like to guide our website visitors on how they can exercise better control over their data through their web browsers. This not only ensures a more tailored browsing experience but also addresses privacy preferences.

Understanding Cookies and Tracking:

When you visit our website we may employ cookies and similar tracking technologies. These are small files or pieces of data stored on your device. Their primary purpose is to aid in personalizing your browsing experience, such as retaining login details, remembering preferences, and delivering content more relevant to you.

How to Control Data through Browser Settings:

Cookie Settings: Almost all browsers offer an option to control cookies. Typically, these settings can be found under ‘Options’, ‘Tools’ or ‘Preferences’ menus. Here, you can view, manage, or delete cookies as per your preference.

Private Browsing: This feature, known as ‘Incognito’ in Chrome, ‘Private Window’ in Firefox and Safari, allows you to browse the internet without storing browsing history, cookies, and other site data. It’s a quick way to ensure data isn’t stored during a session.

Do Not Track (DNT) Option: Some browsers provide a “Do Not Track” feature, which sends an electronic beacon to websites to indicate the user’s preference on tracking. While our website respects DNT signals, not all websites do. Thus, this is a broad-brush approach and might not be 100% effective everywhere.

Clearing Browsing Data: If you wish to remove browsing history, cached images, cookies, and other site and plugin data, all leading browsers provide a direct option. This can often be found under ‘History’ or ‘Privacy’ settings.

Blocking Third-party Cookies: If you prefer not to have cookies set by third parties, this option can be enabled in most browser settings.

Opt-Out Tools: There are several third-party tools available that can help you detect and disable cookies and tracking activities. Notable examples include tools like the ‘Network Advertising Initiative’ and ‘Your Online Choices’.

Plug-ins and Extensions: Various browser extensions can further boost privacy by blocking tracking scripts, ads, and other similar elements. Examples include ‘Ghostery’ and ‘AdBlock Plus’.

While these settings empower you to manage your online data, they might also impact your browsing experience. Certain website features, such as login functionalities or personalized content, on websites including ours may rely on cookies. Disabling or restricting them might result in a less smooth or less personalized browsing experience.

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Questions, Comments, or Concerns

If you have any questions, comments, or concerns about the contents of this page, or simply wish to reach us for any other reason, you may do so by sending an email to the following address: h_otoya@yahoo.com

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